--- title: "SUNUP Insurance Services Franchise: Cost, FDD Analysis & Review" description: "Explore the SUNUP Insurance Services franchise. Investment: $34K-$83K. 64 locations. Grade: b. Financial performance disclosed." url: "https://www.franchisegrade.com/best-franchises/brand/sunup-insurance-services" canonical: "https://www.franchisegrade.com/best-franchises/brand/sunup-insurance-services" markdown_url: "https://www.franchisegrade.com/best-franchises/brand/sunup-insurance-services.md" type: "FranchiseBrand" brand: "SUNUP Insurance Services" sector: "Business & Professional Services" category: "Financial, Legal & Insurance Services" investment_low: "34250" investment_high: "83250" total_units: "27" grade: "B" operating_model: "Owner-Operator | Semi-Absentee" --- # SUNUP Insurance Services Franchise: Cost, FDD Analysis & Review Explore the SUNUP Insurance Services franchise. Investment: $34K-$83K. 64 locations. Grade: b. Financial performance disclosed. ## At a glance - **Brand:** SUNUP Insurance Services - **Sector:** Business & Professional Services - **Category:** Financial, Legal & Insurance Services - **Total initial investment:** $34,250 – $83,250 - **Total units (FDD Item 20):** 27 - **FranchiseGrade grade:** B - **Operating model:** Owner-Operator | Semi-Absentee - **States with locations:** CA, LA, LA, NC, NC, OH, OH, SC, SC, TX, TX, TX ## SUNUP Insurance Services — franchise facts ### What is the total initial investment required to open a SUNUP Insurance Services franchise? Total investment ranges from $34,250 to $83,250 depending on business setup and initial operating capital needs. The franchise fee is $25,000, with remaining costs covering licensing, technology, insurance, and working capital for the first months of operation. ### What is the initial franchise fee for SUNUP Insurance Services, and what does it cover? The franchise fee is $25,000. This covers access to proprietary systems, initial training, territory assignment, and ongoing corporate support resources for launching your insurance brokerage business. ### What ongoing fees, royalties, or required contributions do SUNUP Insurance Services franchisees pay? Franchisees pay a 20% hybrid royalty based on commission revenue generated. This aligns franchisor and franchisee success, as the company benefits directly from your sales performance and business growth. ### What financial requirements must candidates meet to qualify for a SUNUP Insurance Services franchise? Lenders typically require 20-30% liquid capital down payment beyond the franchise fee. Strong personal credit and verifiable sales history or professional background in insurance strengthen financing approval odds. ### Are financing options or third-party funding programs available for SUNUP Insurance Services franchisees? SBA loans and conventional small business financing are available to qualified candidates. Work with your banker on a business plan using SUNUP's financial projections and FDD disclosure to support your application. ### What initial training does SUNUP Insurance Services provide to new franchise owners? SUNUP provides 39 hours of comprehensive training: 31 hours in classroom instruction and 8 hours of on-the-job mentoring. Training covers licensing requirements, sales systems, compliance, technology platforms, and business development strategies. ### What ongoing support and resources does SUNUP Insurance Services offer after opening? Franchisees receive continuous support including marketing resources, technology updates, compliance guidance, and peer networking opportunities. The corporate team provides coaching for business growth and access to specialized training as industry regulations evolve. ### Does SUNUP Insurance Services assist with real estate and site selection for new locations? Many SUNUP franchisees operate from home-based or low-overhead office setups, reducing real estate costs. The franchise supports site selection guidance if you choose a physical location within your exclusive territory. ### What does the day-to-day role of a franchise owner look like with SUNUP Insurance Services? Daily responsibilities include client meetings, policy renewals, new client prospecting, and administrative tasks. Time management balances direct sales calls and networking with compliance documentation and customer service. ### Can SUNUP Insurance Services be operated as an owner-operator or semi-absentee franchise? SUNUP operates best with active owner-operator involvement due to the relationship-based nature of insurance sales. While you can hire agents to expand, successful franchisees typically maintain direct client interaction and lead generation. ### What type of lifestyle and time commitment should owners expect with SUNUP Insurance Services? This franchise suits professionals seeking flexible scheduling and control over work hours. Income varies with sales activity, requiring self-discipline and consistent client development, but offers lifestyle freedom unavailable in traditional employment. ### What territories or markets are currently available for SUNUP Insurance Services franchise ownership? Exclusive territories are assigned at franchise launch, providing protected market access. Territory availability depends on current franchisee density in your desired region; contact the franchisor for specific openings. ### Does SUNUP Insurance Services offer multi-unit ownership or expansion opportunities? Franchisees demonstrating strong performance can explore multi-territory expansion within their region. Growth pathways exist for agents building larger teams and expanding across adjacent markets. ### Are area development or master franchise opportunities available with SUNUP Insurance Services? Area development agreements may be available for qualified candidates seeking to develop multiple territories. Contact the franchise development team to discuss multi-unit investment structures and timelines. ### How does SUNUP Insurance Services approach unit-level profitability and financial performance? Income depends on commissions earned from insurance sales and renewal policies. Low overhead enables healthy margins once you build a client base; profitability typically increases in years two and three as renewals accumulate. ### What sets SUNUP Insurance Services apart from competitors in its market segment? SUNUP combines exclusive territories with a supportive corporate infrastructure that larger, commission-only brokerages lack. The franchise model provides training, compliance support, and brand leverage that independent agents struggle to replicate alone. ## Research this brand - Full profile: https://www.franchisegrade.com/best-franchises/brand/sunup-insurance-services - Compare it side by side: https://www.franchisegrade.com/compare - Check affordability against your capital: https://www.franchisegrade.com/affordability-calculator - Franchise terms used above: https://www.franchisegrade.com/tools/franchise-glossary --- *Source: [FranchiseGrade](https://www.franchisegrade.com) — independent, FDD-derived franchise research.* *Cite this page as: https://www.franchisegrade.com/best-franchises/brand/sunup-insurance-services* *Training, indexing and quotation are permitted — please attribute and link to the source URL above. Full-text reproduction of the whole page is not. 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